| PRODUCT NAME | LOAN PERCENTAGE OF DEPOSIT | TENURE | INTEREST RATE | COMPOUND / REDUCING | REPAY OPTION | COLLATERAL | FORCLOSE CHARGES |
|---|---|---|---|---|---|---|---|
| LOAN AGAINST FIXED DEPOSIT | UPTO 90% OF DEPOSIT | LESS THAN MATURITY | Return + 2% | Reducing | EMI / ONLY INTEREST | F.D | NIL |
| GOLD LOAN | UPTO 5 LAKHS (80% OF VL) | 6 month to 60 month | 12% - 20% | Reducing | EMI / ONLY INTEREST | GOLD | 1.5% OF PRINCIPAL MONEY |
| HOUSE BUILDING LOAN | UPTO 2 LAKH | upto 60 month | 10% - 20% | Reducing | Monthly EMI | HOUSE | 2% OF PRINCIPAL MONEY |
| LOAN AGAINST D.D.S | UPTO 75% OF DEPOSIT | LESS THAN MATURITY | Return + 2% | Reducing | EMI / ONLY INTEREST | D.D.S | NIL |
| BAZAAR LOAN (SHORT TERM) | UPTO 1 LAKH | 2 month to 11 month | 15% - 24% | Reducing | WEEKLY EMI | NIL | 4% OF PRINCIPAL MONEY |
| J.L.G GRP. LOAN (MAX. 10 members) | UPTO 50K PER MEMBER | UPTO 18 month | 14.49% onwards | Reducing | WEEKLY EMI | JOINT LIABILITY | NIL |
| LOAN AGAINST M.I.S | UPTO 80% OF DEPOSIT | LESS THAN MATURITY | Return + 2% | Reducing | EMI / ONLY INTEREST | M.I.S | NIL |
| LOAN AGAINST D.B.S | UPTO 80% OF DEPOSIT | UPTO 5 YEARS | Return + 2% | Reducing | EMI / ONLY INTEREST | D.B.S | NIL |
| LOAN AGAINST R.D | UPTO 80% OF DEPOSIT | LESS THAN MATURITY | Return + 2% | Reducing | EMI / ONLY INTEREST | R.D | NIL |
| LOAN AGAINST SILVER | UPTO 2 LAKHS (50% OF VL) | 6 month to 24 month | 14% - 20% | Reducing | EMI / ONLY INTEREST | SILVER | 5% OF PRINCIPAL |
| EDUCATION LOAN (T&C applied) | 8% onwards | COLLATERAL REQ. | |||||
| PERSONAL LOAN (T&C applied) | 12% onwards | NA | |||||
| HOUSE BUILDING LOAN (T&C applied) | 7.5% onwards | HOUSE BUILDING | |||||
| BUSINESS LOAN (T&C applied) | 10% onwards | NA | |||||
| CASH CREDIT LOAN (T&C applied) | 9% onwards | COLLATERAL REQ. | |||||
| BILL DISCOUNTING (T&C applied) | |||||||
| Working Capital Facility up to ₹5 Crores basis GST returns (T&C applied) | |||||||
Imperial Bredhi Finance Ltd. is committed to fostering financial inclusion by supporting individuals, entrepreneurs, and businesses with dependable financial services. Our goal is to contribute to economic growth while ensuring transparency, safety, and customer satisfaction.